Category: Auto Accidents

Have You Been Hit by an Uninsured Motorist in TX?

This Blog was brought to you by the The Patel Firm, Principal Office in Houston

Have You Been Hit by an Uninsured Motorist in TX? You May Have Ways to Recover Damages

The state of Texas requires all motorists to have some basic level of vehicle liability insurance. But this required amount can often not be enough to cover the expenses of an actual car crash. A driver in this situation is called an under-insured motorist. If a driver simply chooses to have no insurance despite the law, we call them uninsured motorists. More about car accident lawyer Houston here.
By law, your insurance company is required to offer additional coverage for accidents with uninsured and under-insured motorists (UM and UIM, respectively). This coverage comes in two types: bodily injury and property damage.

Bodily injury insurance covers your hospital or medical bills, any lost wages you may incur, and compensation for any pain and suffering or disfigurement as a result of the accident. There is no deductible associated with this coverage.

Property damage insurance covers damage to your vehicle or any of your property within your vehicle. It also covers the price of a rental car while your vehicle is being repaired. A deductible is associated with this coverage.

Even if you have no UM/UIM coverage, there may be ways to recover some damages if you are in an accident with an uninsured or under-insured motorist. If you are in an accident with a UM/UIM, contact the uninsured auto accident attorneys at our Texas Law Office and let us make sure your injuries are fully compensated. But understanding these kinds of “budget” insurance providers helps you also appreciate just how difficult this road can be. It should also illustrate why you, if you take on these insurance companies by yourself, or an inexperienced attorney who quotes you a great “rate”, will cause you more problems than they solve; and make you a victim in this auto accident a second time.

An experienced local attorney with our Law Firm will analyze your case, and explain your options so that you will fully understand them. We want to make certain that you recover as much as reasonably possible for your injuries and make this sometimes complicated legal process as easy as for you to understand and navigate to a successful end. Then you can resume your life: free from financial harm, and with this experience in your rearview mirror.

Laredo Car Accidents : Personal Injury Law

This blog was brought to you by Laredos Personal Injury Law Firm Ford and Laurel – 956-421-4823

Laredo Car Accidents : Personal Injury Law

Personal injury by definition is any accident that either leaves physical or psychological damage to the person. You will find that personal injury encompasses many different areas not only car accidents but accidents at work, home, holidays, certain diseases, and other issues. When someone has had a medical or dental accident, mesothelioma, chest diseases as a result of emphysema, other diseases and even repetitive strain on their body, they can file a personal injury law claim.

The accident has to be a result of someone else. In a personal injury law case the injured party can be compensated for the expenses the injury has caused as well as for long term damage. For someone who has caused a car accident while intoxicated the injured party or family is entitled to some type of monetary compensation. The same would be said for any personal injury. The person at fault must make some type of restitution in the court of law. When discussing personal injury both parties will need a personal injury lawyer.

The person at fault is either found to have been negligent in their conduct or the charges will be dismissed. The injured party must supply evidence for the judge or jury to support the claims. If the person causing the personal injury was indeed negligent behind a car, machine, or in the other cases, they will have to make restitution with monetary means, and depending on the type of personal injury they may be brought up on other charges. An example – in a car accident the person not at fault is actually killed. The case would then turn to vehicular manslaughter or homicide. In this case the family can take the case to court, and anyone else in the car not only for vehicular manslaughter, but also in a personal injury case.

In order to fully understand personal injury in a court of law you will need to hire a lawyer. You will also have specific requirements for filling a claim. In some cases the states require that the case begins within two years of the personal injury. If you wait longer to obtain the evidence you need or get a court appointment the case may not be prosecuted. You will also find there are chances for plea bargains in personal injury cases. The company or person may settle for a sum agreed on and pay it without the court, just the lawyers. In this case a person may find there is more to save in court costs than there was in proceeding to court. The court in a personal injury case usually decides the monetary compensation.

To find a personal injury lawyer you will want to start off by asking your friends or family for references. You may even ask your other lawyer for references. In the business community you are often better off seeking references or referrals to find the best professional. You can use the internet, but again you still want to do a little research into their company, such as cases won and lost, fees, and other information.

Use Your Street Smarts – Be a Decision Driver

These driving tips are courtesy of Liberty Mutual Insurance Company.

Avoiding traffic accidents is a combination of skill and making appropriate decisions based on what is going on around you. There’s a direct correlation between crash-free driving and the decisions you make and the actions you take. That’s why Liberty Mutual developed Decision Driving – a five point, action-oriented program geared toward reducing crashes:

1. Expand your look-ahead capacity. Rather than always focusing directly in front of your vehicle, glance farther down the road—where many trouble spots begin.

2. Size up the whole scene. Continually scan for bicyclist, pedestrians, construction, traffic congestion. erratic drivers and changing road conditions. Avoid staring at any object for longer than two seconds and check your mirrors every few seconds.

3. Signal your intentions early. Use your turn signals, horn and lights when appropriate. By giving advance notice of what you’re planning to do, you’ll encourage other drivers to make correct driving decisions.

4 Plan an escape route. Timing your passing moves Carefully, avoiding tailgating and figuring a way out of a potential problem can help you avoid a crash. Think ahead and allow yourself enough time, space and visibility to stop or maneuver smoothly.

5. Take decisive action. If you practice the first four principles, you should know what to do if a traffic emergency arises, and you’ll have the time and space to do it safely. Make a decision and then do it!

Ultimately, becoming a decision driver contributes to you being a safer and, hopefully, a crash-free driver.